Buyers Tips

Looking to Buy?

Whether you're a first time home buyer or an experienced investor, I'm committed to guiding you through the buying process. There are many important questions to consider when purchasing a home. Avoid time-consuming and costly mistakes and put my experience to use.

To get the ball rolling, all you need to do is fill out the form below or simply 
get in touch and I will help you find your dream home!


If you are a first-time home-buyer or are looking to refinance, you have to make sure you get the lowest rate. Our mortgage brokerage offers many loan programs and provides guidance at every step of the process. Contact us to speak to an experienced mortgage loan officer to get the most competitive rates available.

Things to do or not to do during the mortgage process.

          Do continue making your rent payments, stay current on all your existing credit cards and other liability accounts, keep working at your current employment,  continue using credit and pay on time.

          Don’t make any major purchases without discussing it with your mortgage professional first (car, furniture, refrigerator, etc.)Don’t apply for new credit or open a new credit card (even if you’re “preapproved”)

          Don’t transfer any credit card balances. Don’t pay charge-offs (unless your lender says to do it). Don’t pay off any collections (you guessed it- ask your lender first). Don’t close any credit card accounts. Don’t increase your credit card debt. Don’t change bank accounts. Don’t consolidate debt or credit cards. Don’t take out a new loan. Don’t open a new cell phone account – or any new accounts!

      First Time Home Buyers: Understand The Process

Gather Your Documentation

Obtain a Pre-Approval Letter

Shop for Your First Home

Make an Offer

Review and sign a Purchase and Sales Agreement

Order a Home Inspection

Complete the Mortgage Process

Close Your Loan

Our expert staff will be happy to educate you on the process for first time home buyers. Contact us today at 604-773-5021

Please Provide Your Buying Criteria

Gary Terrado

Magsen Realty

3173 Main Street  Vancouver,  BC  V5T 3G8 

Mobile: (604) 773-5021

Fax: (604) 872-0138

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